Example analysis
Portfolio summary
Generate a plain-language recap of what changed across holdings, net worth, and the main drivers behind a review period.
AI-NativeMulti-Asset Intelligence
Your Money. One Clear View.
Built for Multi-Asset Tracking.
1cc.ai is a privacy-first finance app for tracking expenses, stocks, options, gold, ETFs, and US bonds in one place, with AI-powered summaries to help you review the full picture.
Multi-Asset
Live Tracking
AI
Smart Analysis
Secure
Local Encryption
AI-Enhanced Finance
Everything You Track.
Explained with more context.
1cc.ai combines expense tracking and multi-asset portfolio tools so you can review stocks, options, gold, bonds, and day-to-day spending in one dashboard.
Explore dedicated pages for gold tracking, bond tracking, and ETF portfolio tracking.
AI-Powered Insights
Use AI-generated summaries to review activity, portfolio changes, and notable patterns faster without replacing your own judgment.
Multi-Asset Portfolio
The ultimate dashboard for modern investors. Real-time tracking for US stocks, options, gold, ETFs, and Treasury Bonds alongside your cash.
Interactive Visualization
Dive deep into your data with interactive charts for cash flow, net worth trends, asset allocation, and portfolio performance at a glance.
Smart Bookkeeping
Record daily expenses in seconds with faster categorization and receipt capture workflows built to reduce manual bookkeeping.
Global Currency Support
Seamlessly handle foreign currencies in both your spending and investment assets with live exchange rates. Perfect for the global economy.
Privacy & Security
Your records stay under your control with local encrypted storage and optional personal-cloud sync instead of a central company ledger.
AI Asset Analysis
Show users what the AI can help review, without pretending it is an advisor.
1cc.ai presents AI as a review assistant for assets and spending. It can help summarize changes, highlight drift, and bring multiple parts of a household balance sheet into one readable explanation. Read the full product explanation on the product context page.
Example analysis
Allocation drift
Highlight when one asset class has become a larger share of the portfolio, making concentration and rebalancing questions easier to spot.
Example analysis
Expense anomalies
Call out unusual spending, repeating outliers, and cash flow changes so users can review what deserves a closer look.
Example analysis
Multi-asset context
Explain spending, stocks, ETFs, bonds, and gold in one review flow instead of forcing users to stitch context together manually.
AI analysis on this site is described as informational review support. It is meant to help users inspect records faster, not to provide financial, legal, or tax advice.
Search-Focused Pages
Explore dedicated pages for how people actually search.
These pages cover broad finance intents like expense tracking, portfolio review, net worth tracking, privacy-first finance, and multi-currency records, plus asset-specific guides for gold, bonds, and ETFs.
About 1cc.ai
Built to explain the product clearly, not just sell it.
1cc.ai helps individuals track spending and follow portfolios across multiple asset classes in one dashboard. The product focuses on clarity, local control of records, and practical insights you can review yourself.
What 1cc.ai is
1cc.ai is a privacy-first finance app for people who want expenses and multi-asset holdings in one place. It is built for personal tracking, review, and day-to-day financial clarity.
How your data works
Financial records are stored on your device, with optional sync through your personal cloud storage. The site and app messaging do not position 1cc.ai as the long-term host of your ledger data.
What the AI does not do
AI features help summarize activity and surface patterns in your records and portfolio. They are decision-support tools, not a substitute for financial, legal, or tax advice.
Limited Time Offer
No Credit Card Required
Premium Features. Zero Cost.
We are currently in our early access growth phase. Download now to lock in lifetime access to all Pro features for free.
Starter
Essential tools for personal finance.
$0/ forever
- Basic Expense Tracking
- Monthly Reports
- 5 Custom Categories
- Local Backup
100% OFF
1cc.ai Pro
Complete financial clarity with no limits.
Free$29.99/ lifetime
- Unlimited Expense Tracking
- AI-Powered Insights
- Real-time Stock & Gold Data
- Multi-currency Support
- Advanced Data Visualization
- iCloud Sync & Backup
- Export to CSV/Excel
- Priority Support
Offer valid for new users until further notice.
Advanced
For power users and teams.
Prism
COMING SOON
- Everything in Pro
- Team Collaboration
- API Access
- White-label Reports
- Dedicated Support
Product Proof
Replace vague claims with clear product evidence.
This section focuses on what the site actually states about the product: where records live, what can be exported, which assets are supported, and how AI output is positioned.
Local encrypted storage
The site describes financial records as stored in an encrypted database on the user's device rather than in a central company ledger.
Personal-cloud sync model
When sync is enabled, the product description positions the user's personal cloud storage as the transport and storage layer for their own records.
CSV and Excel export
Users can export transaction history and asset reports for outside analysis, accounting review, or personal archiving.
iOS and Android support
The product is presented as a mobile finance app available on both major mobile platforms via the App Store and Google Play.
Multi-asset coverage
The website consistently describes support for expenses, stocks, ETFs, options, gold, and US Treasury Bonds in one product.
Clear AI boundaries
AI output is framed as informational review support. The site does not position 1cc.ai as a financial, legal, or tax advisor.
Got Questions?
Frequently Asked Questions
Everything you need to know about 1cc.ai.
Is my financial data secure?
Yes. 1cc.ai uses a privacy-first setup. Your financial records stay in an encrypted database on your device, and the website does not claim custody of those records on its own servers. If you enable synchronization, the app sends data directly between your device and your personal cloud storage.
What can I track in 1cc.ai?
1cc.ai combines daily finance tracking with multi-asset monitoring. You can record expenses and follow holdings across US stocks, ETFs, options, gold, and US Treasury Bonds in one view.
Is the app really free?
The current public offer on the site is free early access. Downloading now unlocks Pro features at no upfront cost, including expanded tracking, AI-powered insights, and export tools while that offer remains available.
Can I export my data?
Yes. You can export transaction history and asset reports to CSV or Excel so you can review the data yourself or share it with an accountant or advisor.
Does it support multiple currencies?
Yes. 1cc.ai supports multi-currency tracking for spending and assets, with exchange-rate conversion to help you review your net worth in one main display currency.
How does sync work?
When sync is enabled, 1cc.ai uses your personal cloud storage rather than a dedicated company vault for your financial records. The goal is to let you move between devices without handing over routine access to your ledger data.
Does 1cc.ai provide financial advice?
No. The app is designed to help you organize records, review trends, and understand your portfolio faster. Any AI-generated summaries or insights are informational only and are not financial, legal, or tax advice.
AI-Powered Insights
Start Tracking Smarter Today.
1cc.ai helps turn your portfolio and spending history into a clearer, easier-to-review financial picture.